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A Guide to ATM and Debit Card Industry

Authors Fumiko Hayashi, Richard Sullivan, and Stuart E. Weiner at the Kansas City Federal Reserve Bank have published a new Guide to the ATM and Debit Card Industry (PDF).

This paper provides a guide to the current structure of the ATM and debit card industry. It also highlights some key economic and public policy issues. Among the issues addressed are market concentration, vertical integration and economies of scope, pricing, access, and risk.

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