Deb Gruver writes about her preference for paying with plastic, or with checks.
Now, to get to the point of all this: The reason I prefer dealing in debit cards and formerly, checks, is because I think I plow through more money when I have cash. It’s that whole burning-a-hole-in-my-wallet thing. I don’t know that it’s necessarily true that I spend less because I rarely carry cash, but it’s the theory I’ve stood by for years.
It’s a control thing. Debit card usage is growing rapidly. This psychology is part of it.